Planning For The Future!

Do you ever wonder where time has gone? I was sat thinking the other evening that I am going to be 27 in a couple of months’ time. It scared me.

I remember when I was younger – way before I met Matt, that I thought at 27 I would be married, living in my own home and possibly have a baby or have one on the way. Don’t get me wrong, I haven’t missed out on anything, I have seen and been to some amazing places in the last few years that some people my age (and older) can only dream of, but I can’t help but think that time really does go really quickly!

Matt & I have been together for 6 years in August, it only feels like a couple of months ago that we first met up, had our first kiss, went on our first mini break, had our first holiday, when in reality that all happened quite some time ago.

I am currently saving my bum off for a deposit so that I can get my own place with Matt. I am doing ok, I have 40% of the amount I want to save in the bank & that is the most amount of money I have ever saved in my life! Despite how much I really want that and I really want to move out, I can’t help but think about the sacrifices that I am going to have to make when that happens, I can’t live at home forever (despite what my parents would say!) so something has to give somewhere, it is just going to take some getting used to! On the flip side, not having our place to host parties or have friends over is a bit frustrating. Although both sets of parents are really accommodating and relaxed, it’s not quite the same! My parents are away for a week later on in June so I am making the most of it and having the girls over for a cocktail night!

I am really lucky to have minimal fixed outgoings each month, they average about £200 so I am able to put the majority of my pay into savings, which has allowed me to get where I am now. I do give myself about £200-£250 a month to play with and I honestly have no idea where my money goes! I don’t feel like I buy a lot of clothes or stuff, but I do quite a bit of socialising, so it probably goes on food! I always think that I want to be saving more, so in a bid to boost the savings pot I have signed up to be an online Partylite Consultant!

I wont even start to apologise for any partylite themed blog/twitter/instagram posts that you may find yourself viewing! I love the products that Partylite have to offer, which is why I want you all to fill your gorgeous homes with them! As soon as I have my website and everything set up, I will share this with you.

In the mean time, have a wonderful week & catch up soon.

Love Emma xxx

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Watching Those Whales

The first time I watched Free Willy my heart melted and since that day I have always had a soft spot for Whales, specifically Orcas! I think I remember even adopting one when I was a youngster and telling my mum and dad that I wanted to go and see the whales when I was older.

It was only natural that whale watching was on my bucket list, I just never realised the cost of it especially if you want to look for Orcas and the locations are really limited! Also, reading reviews and reports, you cant always guarntee a sighting either, so I could fly all that way spend 2 days on a boat looking for whales and not see a sausage! Saving for a home is one of the most expensive things you will ever do, so realistically spending £1k on a holiday to see whales that you might not actually see is probably not the best idea.

The only thing is what replaces it? Its going to have to be something good and that I want to do and maybe takes me out of my comfort zone and something that I learn from……but what that thing is I have no idea?! I have a big love to travel, but it costs money and I want to save! So it has to be something free and something exciting. I have a few idea’s:

– Donate My Hair To A Children’s Cancer Charity

– Climb A Mountain

– Become Involved In A PCOS Charity

– Drive A Sports Car

– Learn a new language

I am going to think about it for a while, if you have any ideas or suggestions please help me out!

Love

Emma xx

Get It All Off My Chest!

Hello All!

I seem to have been neglecting you all for a while and I am sorry for that! My brain has been going into over drive recently with lots of things whizzing around that I am trying to make sense of! I won’t bore you with the details, actually I think I will!

As you have probably guessed I LOVE to do my nails and whilst I was hunting round various Sephora stores in Rome, I thought to myself “oooh I want to get a home gel kit” which then turned into “oooh maybe I go back to college and learn how to do nails and maybe do it as a side business”. I have researched various different course and companies and looked at all the start-up costs, but realistically I would be spending out approx £1000 until I have either fully trained myself up and got all my equipment and then is it really worth it? Would I get the business? Would I still love doing nails if I did it up to 10 times a week? At the moment, it’s a no; I have managed to talk myself out of it. It’s still very much in the back of mind and maybe something that I do look at in the new year – I think I need to stop being so negative about it and just actually do something for me once in a while!

I have closed a door in my life that I was keeping ajar as a “just in case”, that clearly wasn’t worth leaving open. The only thing about that is that I am going to have to amend my bucket list – what with I’m not sure – but I will keep you updated!

I have also been looking into my finances and trying to make sure that I can actually start saving for a mortgage, I started doing really well, then I brought Little Dot and went on holiday, but I have started again and I have been looking into fixed savings accounts where I can’t touch the money for 2 years. I am pretty jam packed for the next couple of weekends so on my next free Saturday I am going to go into all the banks and see what they can offer me so I can start properly getting my finances in order!

I have been thinking about my bucket list and some of the things I have left, mainly learning Yoga or Pilates/reach size 12/run the race for life. As I broke my foot I haven’t been to the gym for some time and I was planning to go back this week but I recently got an email from my gym to say they were closing the gym for 10 days due to an upgrade! So I am going back 1st September and I am going to GO FOR IT. We have 8 months till Vegas, so 8 months to lost about 1/1.5 stone and tone up. I can do it!

Phew that felt good to get things off my chest!